Is Emerson Lakes a licensed life plan community?
Emerson Lakes is a continuing care retirement community (life plan community) at 6045 White Eagle Boulevard, Lakewood Ranch, FL 34202, listed on the Florida Office of Insurance Regulation's October 2025 CCRC map under the provider Emerson Lakes, with the status: Provisional certificate of authority (PCOA).
| Record | Value |
|---|---|
| OIR status | Provisional certificate of authority (PCOA) |
| Provider of record | Emerson Lakes |
| Address | 6045 White Eagle Boulevard, Lakewood Ranch 34202 |
| County | Manatee County |
| Phone on OIR's map | (941) 210-0636 |
OIR's certificate of authority covers the continuing care contracts; it is not a rating of the community.
What care is licensed on the Emerson Lakes campus?
We found no AHCA assisted living or nursing home license at Emerson Lakes's address on the locator data retrieved October 31, 2026; as a provisionally certificated project, its licensed care units may not be open yet.
Every continuing care contract must say where nursing and assisted living services will be provided.
Which other life plan communities are near Emerson Lakes?
The closest other OIR-listed communities are Plymouth Harbor in Sarasota (about 11 miles), Bay Village of Sarasota in Sarasota (about 12 miles), Lakehouse West in Sarasota (about 12 miles).
Distances are straight-line between ZIP code centers.
Which hospitals are closest to Emerson Lakes?
The nearest acute-care hospitals in CMS's data are Lakewood Ranch Medical Center (about 0.0 miles, CMS rating 4 of 5) and Manatee Memorial Hospital (about 9.5 miles).
What does a provisional certificate mean for Emerson Lakes's depositors?
A provisional certificate of authority lets a developing community sell reservations and collect deposits, which Chapter 651 requires to be held in escrow under specific conditions until the provider meets the requirements for a full certificate.
Ask for the escrow agent's name, the conditions under which your deposit is refunded, and the expected opening date of the assisted living and nursing units, which will need their own AHCA licenses before they admit anyone.
What should we ask Emerson Lakes before signing a contract?
These questions come from what Florida law requires a provider to disclose:
- What must happen before OIR converts the provisional certificate, and how are reservation deposits held in escrow?
- Which contract types (life care, modified, fee-for-service) and refund plans do you offer, and at what entrance fees?
- May we see your latest annual report to OIR and your minimum liquid reserve calculation?
- How much did monthly fees rise in each of the last five years, and what reasons were given at the quarterly meetings?
- Do residents get priority for assisted living and health center beds, and is there a waiting list now?
Contract questions go to OIR's CCRC team (850-413-3153); care complaints to AHCA (1-888-419-3456); Manatee County's ADRC is Senior Connection Center.